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Read answers to inquiries that we frequently receive.

What does RadioFinancial do?

I've been turned down before, how can you help?

Will inquiries affect my credit report?

What sort of interest rates should I expect?

Is it safe to apply for financing online?

 


What does RadioFinancial do?
RadioFinancial is a financial assistance finding service.  We are part of an enormous network of lenders, car dealers, affiliate mortgage companies, financial consultants, and many other financial services.  We are not a direct lender.  All services offered by RadioFinancial are completely free to the consumer.


I've been turned town before, how can you help?
RadioFinancial and its affiliates use advanced computer software and methods that evaluate your credit profile,


Will inquiries affect my credit report?
When shopping around for a loan or line of credit, it should be known that when creditors run a credit check on you, doing so places an inquiry on your credit report.  Many inquiries in a relatively short amount of time if often interpreted negatively by creditors.  Because of this, too many inquiries on your credit report may make getting a loan or credit more difficult.


What sort of interest rates should I expect?
Interest rates vary and depend on several factors.  Rates differ widely based on things such as the type of financing you are trying to get approved for, your credit report & score, the equity position of the loan, your down payment, and many other factors. 


Is it safe to apply for financing online?
With us it is!  RadioFinancial and its affiliates only use secure server connections when passing sensitive information.  On all of the applications available via this website, you will see a secure certificate which verifies that you are using a secure server.  Some of our application forms have multiple pages and the certificate may not appear on the first page, however, those pages do not ask for your sensitive personal financial information.  Once you proceed to the next step, when personal financial information may be necessary, those pages will most certainly be SSL Secured.  Before entering specific, sensitive, personal information such as account numbers or your SSN, be sure to check for the security certificate on the page, or look in the page's URL to make sure it begins with "https".

 

 

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